Why Incentives Are Strong Right Now - November 2025 New Car Incentives: A Buyer’s Guide to the Best Rebates and Deals

If you're shopping for a new car this November, you’re in a strong position — automakers are still rolling out aggressive incentives, even after some large federal EV tax credits expired. Here's a breakdown of the top rebates, financing offers, and incentives available now, plus some context to help you make the most of these deals.

1. Incentives Are Strong Right Now

• With the federal $7,500 EV tax credit ending September 30, 2025, some automakers are stepping in to bridge the gap for buyers. Car and Driver+2CarsDirect+2

• Many brands are offering 0% APR or very low rates — a classic pull when trying to move inventory. Carsforsale

• Cash rebates remain robust on both EVs and traditional gas SUVs / sedans. Find The Best Car Price+1

• Manufacturers are stacking deals: conquest (brand-switch) bonuses, loyalty credits, and special financing are icing on the cake. CarsDirect+1

2. Notable Cash Rebates and Purchase Incentives

Here are some standout offers for November 2025:

• Rivian: The 2026 R1S Dual Standard SUV has up to $8,000 off MSRP — $5,000 lease cash, plus a $2,000 electric-upgrade bonus and $1,000 for same-day test-drive orders. CarsDirect

• Volkswagen Taos: Up to $2,750 off MSRP, combining a $2,000 retail bonus + a $750 conquest bonus (if you’re switching from another brand). CarsDirect+1

• Maserati Grecale Folgore (EV): A whopping $25,000 in market-support cash available. CarsDirect

• Mazda Mazda3 (2025): $2,000 “Customer Cash” + $750 loyalty cash (if you qualify) → up to $2,750 off. CarsDirect

• Genesis G90: $5,000 retail bonus + $5,000 conquest/loyalty = $10,000 off MSRP (unless using certain financing or leasing offers). CarsDirect

Other big rebate offers (per Cash-Back tracking):

• Dodge Hornet (2024) — up to $11,750 cash back. Find The Best Car Price

• Audi A8 (2025) — up to $10,000 off. Find The Best Car Price

• Kia Niro EV / EV6 (2025) — $10,000 rebates on certain models. Find The Best Car Price

3. Attractive Financing & APR Deals

If you’d rather finance than take a large rebate, some automakers are offering compelling rates:

• BMW: 0.9% APR for 60 months on many models. Yahoo+1

• Infiniti: 0% APR for 36 months or $6,500 rebate on the QX50 / QX55. Car and Driver

• Jeep: 1.9% APR for 72 months on 4xe (plug-in hybrid) models, plus rebates up to $15,250 on certain models. Car and Driver

• Lincoln: 0% APR for 48 months + no down payment + first payment deferred for 90 days. Car and Driver

• Mitsubishi: 0% APR for 60 months on all 2025 models, when financed through Mitsubishi’s financing arm. Carsforsale

4. EV-Specific Incentives & the Post-Credit Landscape

• Polestar 3 (2025): $18,000 off MSRP when leasing. CarsDirect

• Mercedes EQB (2025): Up to $10,500 total lease incentive (combined lease cash + bonus). CarsDirect

• Kia EV9 (2026): $10,000 in customer cash, but note—it can’t be stacked with certain 0% APR offers. CarsDirect

• Mercedes-Maybach EQS 680 (2025): Massive $50,000 off (lease or purchase). CarsDirect

Crucially: after the end of the federal EV tax credit, BMW is offering $7,500 off its EVs (if financed through BMW Financial Services) — but it only applies if you take delivery by November 1. Car and Driver

Stellantis is also matching the expired credit on certain EV and PHEV inventory — requires delivery by November 3, according to some reports. Car and Driver

5. Loyalty, & Brand-ConquestSwitch Bonuses

Some of the best savings come when you’re eligible for conquest or loyalty incentives:

• Genesis G90: $5,000 loyalty or competitive-owner cash (stackable with other offers) for a total of $10,000 off. CarsDirect

• Buick Encore GX (2026 & 2025): $3,000 “Conquest Cash” when switching from a non-GM vehicle. CarsDirect

6. Things to Watch & Smart Shopping Tips

• Stacking Matters: Some rebates can’t be stacked on top of special APR deals or lease programs. Always check fine print.

• Time-sensitive Offers: Many of these deals have deadlines (some as soon as December 1), or delivery-based cutoffs. CarsDirect+1

• Financing vs. Rebate: Depending on your credit and how long you plan to keep the car, a super-low APR might be worth more than a big cash rebate.

• Inventory Leverage: High inventory (especially on EVs) gives buyers more power. As one commenter put it: “Some EVs and slow-moving models are seeing 0% or sub-1% APR offers again.” Reddit

• Negotiate Everything: Rebates are just one piece — negotiate the selling price, not just the monthly payment, and make sure the dealer correctly applies all eligible incentives.

7. Final Thoughts

November 2025 is shaping up to be a very favorable month for new-car buyers. With the phasing out of federal EV credits, automakers are stepping up with generous incentives to keep demand strong — especially for EVs and plug-ins. Meanwhile, low-APR deals across several brands make financing very attractive for non-EV buyers.

If you’re in the market, now is a great time to pull the trigger — but don’t rush without doing the math. Compare total cost (rebates + APR + trade-in + down payment) across multiple dealers, and make sure you understand which deals are stackable. Or, utilize the JD'S EZ-DRIVE services! Call or text 816.400.1131 or complete my Fast & Easy Application online at https://www.jdezdrive.com/fastandeasy